The Homeowner’s Advice Blog: Mortgage Information

Mortgage Basics

We stand by our clients from the first day we discuss properties over the phone to the day we walk in the lenders’ office to make everything official; which is why we know a thing or two about the big M word. The word Mortgage can be overwhelming to... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

The Biweekly Mortgage - Who Needs It?

Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut years off your payments? With email spam becoming more pervasive as everyone tries to get rich quick on the Internet, these ads are popping u... Read more

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

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Linda Laijas Cook & Cheryl Loeffler

The Cook & Loeffler Team
RE/MAX Vista
Floresville, TX 78114

830-391-9004
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RE/MAX Vista | Email Us | Direct: 830-391-9004 
Cheryl Loeffler: 210-559-3176
Linda Laijas Cook: 210-885-0209
1212 10th St - Floresville, TX 78114
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